Business Offers

With our regular accounts, you can carry out your financial transactions and operations such as salary transfers, cheque cashing, transfers, Internet banking, credit facilities, overdraft facilities, etc. Most of these transactions are carried out by cheque or written transfer order. They are processed in real time and the value dates are those established by the banking law.

A term account (CAT) or term deposit (DAT) is an interest-bearing sum of money held in a bank account by an individual or a company. The amount of this interest, or the interest rate, is freely determined by agreement between the bank and its customer. It may be fixed or incremental if the money is held over a long period. Paid interests are subject to Income Tax on Deposit Accounts (IRCD). To open a DAT, you must first possess a regular account, write a letter requesting the opening of the DAT, deposit a minimum amount of CFAF 500,000 and hold the account for a minimum period of three (3) months.

• Legalised copy of the company's statutes.
• Legalised copy of the receipt or authorisation.
• Copy of directors' identity papers and residence certificate.
• Letter of request for opening with mention of the signatories.

You are an SME-SMI or a large company, BNDA offers you a wide range of loans to meet your cash flow needs.

• Working capital financing.
• Advance on contract or mandate.
• Advance on settlement.
• Stock financing.
• Commercial discount.
• Advance on school fees and half-grants (Schools).

Accroissement de votre capacité de production ou remplacement de vos équipements amortis, la BNDA vous aide à financer vos investissements ou vos achats d’équipements nécessaires à l'activité et au développement de votre entreprise.

Des prêts amortissables mensuellement, trimestriellement, semestriellement ou annuellement.

• Matériels industriels ( Ateliers de forages , machines pour usines d’huileries,...)
• Matériels de transport ( Camions, Cars)
• Matériels industriels ( Ateliers de forages , machines pour usines d’huileries)

• Bid bond : issued to a customer on behalf of a principal so that it can bid on a tender.
• Start-up advance deposit : issued to a company that has signed a contract on behalf of its principal customer so that it can obtain a cash advance.
• Performance bond : issued to a company to guarantee the client with whom it has entered into a contract as to the company's ability to perform.
• Retention money guarantee : issued to a company to guarantee the deduction of an amount subject to the quality of the services or work performed.
• Tax or customs bond : issued to a company to fulfil its obligation to customs.
• Documentary credit (CreDoc): settlement procedure used for international transactions and involving the importer's and exporter's banks.
• Draft guarantee : procedure whereby the bank guarantees payment of the draft.
• Letter of guarantee : issued to a buyer who has entered into a contract with a supplier for the purchase of supplies or equipment in order to guarantee the supplier that the bank will pay in place of the buyer if the latter defaults.
• Etc.

Bank security issued to a buyer who has entered into a contract with a supplier for the purchase of supplies or equipment in order to guarantee the supplier that the bank will pay in place of the buyer if the latter defaults. The bond falls due on the date of payment for the supplies covered by the bond, and the due date is a single date.

With the e-bnda service, you have the possibility of: checking your balance, issuing account statements, ordering cheque books, stopping payment on cheques and making transfers within the WAEMU zone. The platform can be accessed using a login and password issued to the customer by the bank. The service is available 7/7 and 24/24.

The service enabling customers to access all the information relating to their account 24 hours a day (credit or debit transactions). Subscriptions are made in branch or by dialling #913#.

Balance enquiry and mini statement request service by SMS. Subscription to the service is done at the branch and the service is available 24 hours a day.